Free Tool

Discount Eligibility Checker

Check off every discount you might qualify for and see how much you could save on your Sioux Falls auto insurance.

$ /mo

Driving & Behavior

Based on your habits behind the wheel
Good Driver / Claims-Free
No at-fault accidents or claims in the past 3–5 years
5–12%
Defensive Driving Course
Completed an approved defensive driving or safety course
5–8%
Low Mileage
Drive fewer than 7,500 miles per year
5–15%
Usage-Based / Telematics
Willing to use an app or device that tracks driving habits
5–10%

Policy & Bundling

Combining policies and payment options
Multi-Policy Bundle
Bundle auto with home, renters, or another policy
10–20%
Multi-Car
Insure 2 or more vehicles on the same policy
10–15%
Pay in Full
Pay your full premium upfront instead of monthly
5–8%
Paperless / Auto-Pay
Enroll in electronic billing and automatic payments
3–5%

Vehicle & Safety

Features on your car that lower risk
Safety Features
Anti-lock brakes, airbags, stability control, lane assist
5–10%
Anti-Theft Device
Alarm system, GPS tracker, or steering wheel lock
5–8%
New Vehicle
Vehicle is less than 3 years old
3–5%

Personal & Demographic

Who you are can qualify you for more savings
Good Student
Under 25 with a B average or better (3.0+ GPA)
5–10%
Military / Veteran
Active duty, reserve, veteran, or military family
5–8%
Homeowner
Own your home (even without bundling home insurance)
3–5%
Mature / Senior Driver
Age 55+ with a clean driving record
5–7%
Professional / Alumni Group
Member of an employer group, alumni association, or professional org
3–6%
Your Potential Savings
0%
Check off discounts above
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Discount percentages are industry estimates and vary by carrier. Discounts typically don't stack additively — actual savings depend on the insurer's specific rules. Get a personalized quote for your exact numbers.